Mortgages

Ocean State Credit Union is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance including construction lending. We have access to a full range of mortgage sources, and all of our lending specialists are dedicated to finding you the right loan with the most competitive rates and terms.

Whether you are purchasing a new home or remodeling your current home, OSCU can assist you in finding the product that best suits your needs.


HOME PURCHASING

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Please contact our Mortgage Loan Officer to discuss your needs.

HOME REFINANCING

If you are planning on refinancing your home - be it to access the equity in your home or to lower your existing loan term or payments - you can contact our Mortgage Loan Officer who will help find the right loan for you.

MORTGAGE APPLICATION

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience



OUR OPERATIONS CENTER

 

2006 NOOSENECK HILL ROAD

COVENTRY, RHODE ISLAND 02816

T 401-397-1900 E mortgages@oceanstatecu.org

NMLS 408223